Regulatory Disclosure
Important information about our licensing and operations
Our Business Model
Afrinsure operates as a digital sub-agent and technology platform that connects customers with licensed insurance intermediaries.
Important: Afrinsure does not underwrite insurance policies, bind coverage, or act as a licensed insurance broker or insurer. We facilitate connections between customers and licensed insurance partners.
Insurance Infrastructure Partner
All insurance products, quotes, and policy issuance are powered by:
Lami Technologies
Licensed insurance API platform connecting distributors with insurers across Africa and beyond.
How Insurance Products are Distributed
Customer Interaction
You interact with Afrinsure AI to discover insurance products and receive education
Licensed Broker Review
Your information is submitted to licensed insurance brokers for review
Lami Platform Processing
Quotes and policies are processed through Lami Technologies' infrastructure
Insurer Underwriting
Partner insurers underwrite and approve your policy
Policy Issuance
Your policy is issued by the licensed broker and insurer
AI Technology Disclosure
Afrinsure uses artificial intelligence to assist with:
- Insurance product discovery and education
- Personalized product recommendations
- Preliminary quote generation
- Customer onboarding and data collection
AI Limitations: Our AI cannot approve coverage, bind insurance policies, or make underwriting decisions. All final decisions are made by licensed insurance professionals.
Last updated: 9/22/2026